Luego de ver esto vas a querer usar la cascara del plátano pegada a tu piel.

El plátano es originario de la India desde donde se está expandiendo al resto del mundo y hoy en día es la fruta más consumida internacionalmente en muchos países. Se consume principalmente cuando está maduro donde la fruta cambia de verde a amarilla, donde puede ser comido por una persona simplemente quitando la cáscara que la protege, pero esta cáscara no es solo responsable de protegerla, también tiene muy buenas propiedades medicinales que podemos usar para el bienestar de nuestra salud. Después de ver este video, lo pensarán dos veces antes de tirar el caparazón de nuevo.

Negotiating an Accident Settlement Without a Lawyer

Many people handle their own car accident or minor personal injury claims successfully without hiring an attorney. In cases where the injuries are relatively minor, it may be more economical to negotiate your own settlement and keep all of the money, rather than paying one-third of it to your lawyer.

In this article, we’ll offer some tips on figuring out damages in a personal injury case — in other words, how much your case is worth. Once you factor in the other key issues – evidence of liability, your own negligence, availability of insurance coverage, etc. – you’ll be ready to write your demand letter.

Because this page is long, we’ve broken it down into the following sections:

When To Consider Self-Representation
Important First Steps & Tips
Estimating Your Damages
Sending Your Demand Letter
Countering and Accepting a Settlement

When To Consider Self-Representation
It’s certainly possible to represent yourself in an accident claim or personal injury case, even against a big insurance company, and come away with a satisfactory result. This is especially true if you have experience handling your own legal cases in the past, and an ability and willingness to stand up for yourself and present your case in a thorough and professional manner.

But when deciding whether or not to represent you, it helps to consider two key factors.

How badly were you hurt? If you slipped and fell in a store and suffered a few bruises, the store may not put up much of a fight, and they may offer a quick settlement to cover your medical bills with a little extra thrown in for your inconvenience. Everyone is (relatively) happy.

But if you were involved in a serious car accident, and have undergone extensive medical treatment, lost a fair amount of income, and have experienced significant pain and suffering as a result of your injuries, you may want to at least discuss your case with an experienced injury attorney. When damages are significant, the stakes increase for everyone — for you because you want fair compensation for the accident and your injuries, and for the defendant (usually an insurance company) because they don’t want to pay a large sum of money to resolve the case. This is when things get adversarial, and you want someone who has experience with the (often hostile) back and forth of litigation.

Is it clear that the other party was at fault? If it’s obvious that the defendant or one of its employees is to blame for your accident — you’ve got witnesses who will testify, for example — you may find it easier to prove fault, and to get a satisfactory settlement on your own.

But, as with the severity-of-injury issue discussed above, you can expect more of a fight if it is not so clear that the defendant is responsible for causing the incident/accident that led to your injuries. The defense may even point the finger back at you and say that you weren’t watching where you were going when you slipped, or you were driving too fast and could have avoided the car accident, or you fell down some stairs because you were on your phone (not because the stairs were faulty). Again, in this kind of situation, you it’s usually worth the cost of hiring a lawyer.

Important First Steps & Tips
First steps, to be taken before sending a demand letter to the insurance company of the person at fault in the accident:

Take pictures of the property damage, the accident scene, and the injuries.
Get a copy of the police report (for a car accident case)
Get the medical treatment you need, as soon as possible.
Use your personal injury protection to pay initial bills, and then use your health insurance. Get copies of all the records and bills.
Do not give a recorded statement to the other person’s insurance.
Make sure you understand the time limits for your claim – statutes of limitations vary by state and type of accident.
Do not write about your accident in social media. This info can get to the other side of your case, and taken out of context, can be used to damage your case or minimize your injuries.

Estimating Your Damages
There are two types of damages in any personal injury case:

damages capable of exact calculation (called special damages), and
damages not capable of exact calculation
Damages Capable of Exact Calculation — Special Damages
Special damages are property damage (costs to fix or replace your car in a car accident case), lost earnings and lost earning capacity, medical bills, and other financial losses attributable to your accident. They are capable of exact calculation because they can be added up. Since medical bills and property damage in an accident claim are pretty straightforward, we’ll spend most of our time explaining how lost earnings work.

Lost Earnings
Lost earnings are exactly what they sound like — how much money did you lose, past, present, and future, as a result of your injury? In some states, it is referred to as lost earning capacity. In other states, lost earning capacity only refers to future losses.

How does this work? Here is an example. Let’s say that you earn $50,000 per year, that you have been totally disabled for one year due to a serious back injury suffered in a car accident, and that you are now only able to return to a part time job earning $25,000 per year. You thus have lost earnings of $50,000, and a lost earning capacity of $25,000 per year for the remainder of your work life expectancy.

Work life expectancy is based on federal government statistics and is a statistical measure of how many more years a person is reasonably expected to work, based on that person’s age, sex, and race. Now the challenge is to calculate what $25,000 per year for some future time period is worth.